Our Insurance Services

Core Services

We provide wide range of Insurance Services Some of Out Main Services are Enlisted Below

Life Insurance

For every living individual, life insurance is an important planning tool that can be confusing and cumbersome. Our goal is to find the best and most affordable plan that not only fits your budget but also protects your human life value.

Most individuals are unaware of the correct amounts that should be considered when applying coverage. There are two basic concepts of life insurance. Term and permanent insurance both have their places within our financial portfolio. Whether it is to protect the breadwinner’s income during the working years while children are young in order to conserve your estate as you grow older. Regardless, there is no one size fits all. Our saying is that “life insurance is not you but for your loved ones.”

Income Annuities

An income annuity allows you to convert part of your retirement funds into a stream of guaranteed lifetime income payments using a single lump-sum of money called a “premium,” or through flexible premium payments over time, depending on

the type of product selected. Annuities are guaranteed throughout the rest of your life. However, depending on your need of funds, annuities can be constructed to pay out of a certain amount of ears, life only or passed down to a spouse or beneficiary.

Disability Insurance

Disability insurance is the most used type of individual protection that is widely understood and bought by consumers all over the world. A person is most likely to have a major injury during their working

their working years and need the additional income to pay for expenses while out of work. Disability insurance is a type of coverage that replaces a portion of your monthly income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection

Long-Term Care Insurance

Long term care is an important part of the insurance portfolio. With the rising cost of medical insurance and care, long-term care insurance provides coverage for your spouse or professional to pay

activities that one is unable to perform. For a long-term policy to cover your disability, an individual must be unable to perform two out of six daily living activities, this includes: eating (ability to feed yourself), toileting, continence, transporting, bathing and dressing. Long-term care involves a variety of services designed to meet a person's health or personal care needs during a short or long period of time. Long-term care also includes community services such as meals, adult day care, and transportation services. These services may be provided free or for a fee.

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